The Andover Companies, a New England mutual insurance institution, has been providing quality insurance protection since 1828. For over a century, we have been offering our policies exclusively through independent agents. With over 1100 agents representing the Andover Companies, we are committed to professionalism and to providing competitive products tailored to meet your needs.

In today’s changing insurance marketplace, The Andover Companies continues to provide superior products at an affordable cost. We have and we will continue to develop quality insurance programs to meet the needs of homeowners, landlords, and businessowners. We have dedicated ourselves to providing outstanding claims service through local independent claims offices which respond to your claims immediately.

Our programs are designed to insure well maintained occupied property under a Homeowners, Dwelling Fire or Businessowners policy. Eligibility is limited to owner occupancy under Homeowners, but up to four rental units are eligible under our Dwelling Fire program. The Businessowners program is designed for commercial property, including habitational risks containing five or more families. Certain underwriting restrictions apply which may be discussed with your Independent Insurance Agent.

The Homeowners, Dwelling Fire and Businessowners programs provide property and liability coverage using forms and endorsements developed both by The Insurance Service Office and our company.

The Andover Companies is a member of Selected Insurance Risks which provides additional capacity to write higher valued property. This affiliation also provides us the ability to write Inland Marine coverage of both a personal and commercial nature, subject to underwriting requirements.

The Andover Companies has consistently received the highest possible rating (A+ Superior) from the A.M. Best Company, an independent insurance rating firm. This means you can count on us for financial stability and dependability.